Insurance Claims Attorney in Guntersville, Alabama

By Paul A. Seckel, JD, MBA | Updated 2025 | Guntersville Law, LLC

When a loved one passes away, life can feel uncertain and overwhelming. If the life insurance company denies or delays your claim, that uncertainty turns into financial stress. You shouldn’t have to fight alone to recover the benefits your loved one paid for and intended for you to have.

I’m Attorney Paul A. Seckel, JD, MBA, and at Guntersville Law, LLC, I help Alabama families recover denied or delayed life insurance claims. With years of experience in insurance litigation and financial strategy, I know how to take on insurance companies — and win.

Best of all, I offer a FREE consultation to review your case and explain your options. If we cannot recover money for you, you owe nothing.

📞 Call (256) 571-1529 today for your FREE Life Insurance Case Evaluation.

Denied or Delayed Life Insurance? You Still Have Rights.

Insurance companies often deny claims based on technicalities — hoping you’ll give up before challenging their decision. Don’t. Many of these denials can be overturned with the help of an experienced life insurance attorney.

Your loved one paid those premiums for years to protect your family’s future. I can help make sure the insurance company keeps its promise.

Common Reasons Life Insurance Claims Are Denied

I’ve seen nearly every excuse insurers use to deny valid claims. Some of the most common include:

  • False or omitted information on the insurance application

  • Unpaid or late premiums, even if payments were made in good faith

  • Self-inflicted death exclusions (often misapplied)

  • Beneficiary disputes among family members

  • Employer-sponsored policy complications

  • Conversion disputes after leaving a job

  • Alleged policy lapses despite ongoing payment history

Even if the company insists your denial is final, you have the right to appeal. I will carefully review your policy and the denial letter to identify where the insurer got it wrong — and take action to correct it.

Why Choose Paul Seckel, JD, MBA

Choosing the right attorney can make the difference between frustration and financial recovery. Here’s why families across North Alabama trust me with their most important cases:

Dual Expertise in Law and Finance

With both a Juris Doctor (JD) and a Master of Business Administration (MBA), I bring a rare combination of legal insight and financial acumen to every case. I understand how insurance companies operate — and how to challenge them effectively.

Local Experience and Proven Success

Based in Guntersville, Alabama, I represent clients across Marshall County, Albertville, Arab, Boaz, Scottsboro, Huntsville, and surrounding areas. I know the local courts, the procedures, and how to achieve results for Alabama families.

Personalized Representation

You’ll work directly with me — not a paralegal or case manager. I’ll listen carefully to your story, explain your rights clearly, and keep you updated every step of the way.

No Fee Unless We Win

If I don’t recover money for you, you pay nothing. It’s that simple.

How I Help Life Insurance Beneficiaries

When you hire me to represent your family, I will:

  • Review your policy and the insurance denial letter

  • Identify whether the insurer acted in bad faith

  • Negotiate directly with the insurance company for payment

  • File a lawsuit if necessary to enforce your rights

  • Pursue punitive damages if the denial was deceptive or intentional

Insurance companies have powerful legal teams — you deserve someone who knows how to fight back and protect your financial future.

Areas We Serve

Guntersville Law, LLC proudly serves clients across North Alabama, including:

  • Guntersville, AL

  • Albertville, AL

  • Arab, AL

  • Boaz, AL

  • Scottsboro, AL

  • Huntsville, AL

  • Marshall County and surrounding communities

If your loved one’s life insurance claim has been denied anywhere in Alabama, I can help.

Schedule Your FREE Consultation

Don’t let an insurance company deny you the financial protection your loved one intended for you. Let me review your case, explain your rights, and take the fight directly to the insurer.

📞 Call (256) 571-1529 or visit GuntersvilleLaw.com to schedule your FREE consultation today.

You’ve already endured enough loss — let me handle the insurance company so you can focus on healing and rebuilding.

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